Brooke Enloe is a banking editor. She is an editor and writer, passionate about producing enlightening content for readers. Her articles are about recent banking news, specifically bonuses and new products. Brooke has written copy for various website.
Brooke Enloe Banking EditorBrooke Enloe is a banking editor. She is an editor and writer, passionate about producing enlightening content for readers. Her articles are about recent banking news, specifically bonuses and new products. Brooke has written copy for various website.
Written By Brooke Enloe Banking EditorBrooke Enloe is a banking editor. She is an editor and writer, passionate about producing enlightening content for readers. Her articles are about recent banking news, specifically bonuses and new products. Brooke has written copy for various website.
Brooke Enloe Banking EditorBrooke Enloe is a banking editor. She is an editor and writer, passionate about producing enlightening content for readers. Her articles are about recent banking news, specifically bonuses and new products. Brooke has written copy for various website.
Banking Editor Elizabeth Aldrich Banking WriterWith eight years of experience as a financial journalist and editor and a degree in economics, Elizabeth Aldrich has worked on thousands of articles within the realm of banking, economics, credit cards, investing, loans, personal finance and travel.
Elizabeth Aldrich Banking WriterWith eight years of experience as a financial journalist and editor and a degree in economics, Elizabeth Aldrich has worked on thousands of articles within the realm of banking, economics, credit cards, investing, loans, personal finance and travel.
Elizabeth Aldrich Banking WriterWith eight years of experience as a financial journalist and editor and a degree in economics, Elizabeth Aldrich has worked on thousands of articles within the realm of banking, economics, credit cards, investing, loans, personal finance and travel.
Elizabeth Aldrich Banking WriterWith eight years of experience as a financial journalist and editor and a degree in economics, Elizabeth Aldrich has worked on thousands of articles within the realm of banking, economics, credit cards, investing, loans, personal finance and travel.
Updated: Sep 10, 2024, 3:59pm
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Formerly known as BMO Harris Bank, BMO is one of the largest banks in the U.S., operating over 1,000 branches nationwide. For a limited time, you can grab a up to $350 or up to $600 bonus from BMO by opening a BMO Smart Advantage Checking, BMO Smart Money Checking or BMO Relationship Checking account.
All three bonuses have similar requirements, and accounts must be opened by October 10, 2024. Personal checking accounts require a $25 minimum opening deposit.
When opening an account online from the bonus landing page, a unique promo code will automatically be applied to your application. If you apply for a checking account by phone or at a branch, you’ll need to grab a promo code from BMO’s bonus landing page first. Begin an account application online and scroll to the bottom to find your promo code, which you’ll need at account opening.
Your account must be in good standing to receive the bonus. Your bonus will be deposited into your checking account 100 days after account opening if you’ve met all requirements. All bonuses are subject to being reported to the IRS for tax purposes.
Keep in mind you can only qualify for one checking account bonus, and whichever checking account you open first will be the only eligible account.
Qualifying direct deposits include salary, paycheck, pension, Social Security or government benefits payments.
All BMO personal checking accounts come with:
Minimum Opening Deposit Requirement
Monthly Maintenance Fee
$0 if you're under age 25
For this & other offers on BMO Bank N.A's Website$0 if you're under age 25
*Offer Details*Get either a $250 or $500 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards. Conditions apply. Available in the U.S. BMO Bank N.A. Member FDIC
The Smart Advantage Checking account has no monthly maintenance fees. However, other fees you might pay with this account include:
The Smart Money Checking account charges a $5 monthly maintenance fee for account holders ages 25 or older. Here are other account fees:
This account has no overdraft fees because transactions that would overdraw your account are declined.
This interest-earning checking account comes with relationship benefits depending on your tier (Silver, Gold, Platinum or Premier). Possible relationship benefits include fee rebates, higher interest rates on deposit accounts, credit card bonuses and loan rate discounts.
All relationship tiers earn 0.01% APY on any balance, which is significantly lower than some of the best high-yield checking accounts.
Here are the fees associated with this account:
You’ll pay $0 for non-BMO ATM transactions with this account and can get up to $25 back for ATM fees charged by other banks.
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Banking EditorBrooke Enloe is a banking editor. She is an editor and writer, passionate about producing enlightening content for readers. Her articles are about recent banking news, specifically bonuses and new products. Brooke has written copy for various websites, including blogs and news releases. Brooke is a graduate of Clemson University with a degree in Communication and a double minor in Brand Communication and Writing in Media Studies.
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